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Home/NFL/Week 3/Texans vs Colts
Gridiron EdgeWeek 3 · 2026AFC South rivalry

Houston Texans 17, Indianapolis Colts 19

Final. The rematch: Colts vs Texans, Week 11 →Upset: Colts closed +100 and won. Every 2026 upset, by closing line →

Updated · model ratings

Sunday, September 27, 2026 · Lucas Oil Stadium, Indianapolis, IN

Quick Answer

Final (Sunday, September 27, 2026): Houston Texans 17, Indianapolis Colts 19 — NFL Week 3, 2026. Our pre-game market-anchored line had the Texans by 1.5 (55% to win); the Colts won, so that call missed. The last Kalshi price we archived before kickoff had the Texans at 54c. The graded recap below covers how it happened and how each player call on our board resolved.

Every NFL edge on the board →

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Settled

Houston Texans 17, Indianapolis Colts 19Final

Model call: MISS

Our pre-game market-anchored line had the Texans by 1.5 (55% to win). The Colts won — that call missed.

Closing-line value on the Texans: -2c — we archived the Texans at 56c on Sep 21; the last Kalshi price before kickoff was 54c on Sep 27. The market moved against our side before kickoff.

Next: NFL Week 4 predictions →See how the model has done vs Kalshi →

Every game · Week 3

The best play from every Week 3 game, and where to get in

This game is a pass. Here is why, and the one price gap on the whole slate that sits in it.

Kickoff board How to read the Kickoff Board →

Week 3 · 2026-09-28

No actionable edge on this game — 1 market priced and every one inside our tolerance.

MarketPriceModelCall¼ Kelly
Texans moneylineModel 55% vs the last Kalshi price before kickoff, 54% on HOU — kept as the pre-game record.54c55%Pass—

Edge is model probability minus the market's implied probability, in percentage points. Prop rows show our tier, and our odds only where our probabilities are calibrated; props carry no Kelly stake. One published number per market: where our sources disagreed we publish the most conservative defensible figure, and where they disagreed by more than 15 points the row is a conflict and carries no stake. ¼ Kelly is the share of a bankroll quarter-Kelly would put on the row at the published price — click it to size against your own bankroll on our Kelly calculator, or call kelly_size from our MCP server inside your own agent.

Data quality & caveats
  • • Kalshi is not quoting this game yet — the board covers derivative markets only.

Indianapolis 19, Houston 17: Shrader’s fourth field goal with 16 seconds left ended a nine-game losing streak, 1:32 after the Colts had given the lead away

Spencer Shrader, kicking on a groin he hurt on the opening kickoff, went four for four including a 58-yarder and the winner from 53 with 16 seconds to play. Daniel Jones fumbled three times and lost two, the second of them handing Houston the short field for Woody Marks’ one-yard touchdown and a 17-16 lead with 1:48 left; Jones then went 29 yards in six plays to set up the kick. It was Indianapolis’ first win since last November, and Houston is 0-3 with 223 yards of offense against a defense that had allowed 500 in each of its first two games.

Texans 17—Colts 19

Final✗ Call missed

The chip on this page reads a miss and the model’s own read was right, and neither of those is the position the house published, so all three need saying. The stored probability had Indianapolis at 44.7% — the market’s number, anchored at weight zero from a 1.5-point Houston line — so the chip picked Houston, and Indianapolis won: a miss. The model’s own read was Indianapolis by 1.4, the right team by the right amount, a 2.9-point lean toward the Colts that sat at WATCH, so the page published it in points and nothing more. The ledger position was Houston. 2026_03_HOU_IND_moneyline is a MODERATE row on the Texans, entered at 55.5c on Monday 2026-09-21 (12:03 UTC): the anchored 42.98% for Indianapolis, from a 2-point Houston line, against a Kalshi price of 46c, a 3-point edge to Houston. It closed at 52.5c, CLV minus 3c, and Houston lost by two. That is the venue-gap pattern Week 2 recorded on the Denver and Washington rows — a books-anchored probability against the Kalshi price, with the model’s own lean on the other team — and this time it landed on the wrong side of it. Saturday’s article called the game a Pass and said why: Dalton Schultz at six or more catches was the only 5-point Kalshi-versus-books gap on the whole Week 3 board, but our own read pointed the other way, he had not practised midweek and the Kickoff Board flagged the row a conflict. Schultz caught three. The player board published nothing on this game — no PLAY row in either room — and 29 WATCH rows went 18-11, graded apart.

Opening and closing line

DraftKings via ESPN, one book. Not the Kalshi price — that block reads our own tape.

Spread
Texans −1.5 → Texans −1.5
Total
45.5 → 42.5
Moneyline
HOU −130 / IND +110 → HOU −120 / IND +100

The spread did not move. The total fell 3 to 42.5; the game landed on 36.

How it happened

Q2

A reversed kickoff fumble, an open microphone, and a 13-7 half built on Allen’s first Colts touchdown and a 58-yarder

Jones fumbled on Indianapolis’ first possession and Houston went nowhere with it, failing on fourth down at the Colts 31. Shrader kicked a 39-yarder, Jones took the Colts 69 yards in twelve plays to Keenan Allen from six, and Houston’s answer began only after referee Ronald Torbert reversed a fumble call on the kickoff — and told his crew, on a live microphone, to get themselves together. C.J. Stroud went 68 yards in twelve plays to Foster Moreau from the 1, and Shrader’s 58-yarder with 1:03 left made it 13-7. Allen’s first catch moved him past Andre Johnson into 12th on the career receptions list.

Halftime
Colts 13, Texans 7
Allen
6 rec · 63 yds · 1 TD; 1,068 career receptions
Shrader
4/4 FG (39, 58, 37, 53) · 13 points

ESPN — AP recap

Q3

Blankenship’s interception, a punt from the Houston 1, and a 15-play drive that carried into the fourth for three

Reed Blankenship intercepted Jones at the Houston 28 to open the half and the Texans punted from their own 1 three plays later. Nobody scored in the quarter. Indianapolis then held the ball for 15 plays, 51 yards and 8:33, and got a 37-yard field goal out of it 2:17 into the fourth, 16-7. The Colts finished with 35:13 of possession, seven of fifteen third downs, and 68 yards on 23 Jonathan Taylor carries.

Possession
IND 35:13 · HOU 24:47
Third down
IND 7/15 · HOU 4/11
Taylor
23 carries · 68 yds

ESPN — box score

Q4

Fairbairn from 24, Jones’ second lost fumble, Marks from the 1: Houston led with 1:48 to play

Houston went 71 yards in ten plays and settled for Ka’imi Fairbairn’s 24-yarder, 16-10. On the next Colts possession Jones lost the ball again — Tommy Togiai recovered with 4:40 left — and Houston started at its own 46 and went 54 yards in seven plays, Marks scoring from the 1 with 1:48 left. Houston did not turn the ball over all day; Indianapolis did three times, and was about to lose its tenth straight game.

Jones
24/36 · 235 yds · 1 TD · 1 INT · 3 fumbles (2 lost)
Turnovers
HOU 0 · IND 3
Stroud
16/27 · 167 yds · 1 TD

ESPN — AP recap

Q4

Treadwell for 20, Allen a yard short on third down, Shrader from 53 with 16 seconds left

Jones hit Laquon Treadwell for 20, Taylor ran for five, and Allen’s five-yard catch on third down came up a yard short of the marker — which was still enough. Shrader’s 53-yarder cleared with 16 seconds left, Stroud’s heave on the final play sailed out of bounds short of the end zone, and Houston’s five-game winning streak in the series ended. Shane Steichen, asked about the locker room: “Happy. Very happy.”

Winning drive
6 plays, 29 yards, 1:32
Houston total yards
223 on 51 plays
Colts before Sunday
9 straight losses (AP)

ESPN — AP recap

What this recap does not know

  • The ledger has graded this game’s position: 2026_03_HOU_IND_moneyline graded LOSS (minus 56c) at 2026-09-28 00:55 UTC (20:55 ET Sunday), via the canonical settle pass (gridiron_edge/scripts/capture_edge_clv.py --season 2026 --week 3 --mode settle --tables game), run by Cowork once Kalshi had finalized the contracts — the same code the Tue/Wed launchd schedule runs. That grade matches the outcome stated above; the P/L figure is the ledger’s number, not this page’s. The prop rows on this page are not yet graded by the ledger — the Tue/Wed launchd pass owns them (--tables prop was not run) — so every prop grade above is derived from the ESPN box score by script (handoffs/artifacts/NFL_W3_SUNDAY_2026/prop-reconciliation-w03-sunday.csv), never by hand; entry_price on a NO or UNDER row is the YES price, so that side’s cost is 100 minus it, and no P/L is summed on this page. If the ledger ever disagrees with anything above, the ledger is right and this page is wrong.
  • The MODERATE Houston row was captured Monday 2026-09-21. By Saturday the article called this game a Pass, which means the page’s Kickoff Board showed no lean at that point. Whether the Monday row was still visible anywhere a reader could act on it was not checked against a page snapshot; it is a ledger loss regardless.
  • The distance of the winning field goal: the AP story says 43 yards in one paragraph and 53 in another; ESPN’s scoring log says 53, and 53 is used here. The AP also places Moreau’s touchdown “late in the third quarter”; ESPN’s scoring log has it at 4:30 of the second, and the log is used.
  • Where Togiai recovered Jones’ second fumble: the AP says the Texans 46; ESPN’s drive chart ends the Colts possession at the Houston 39 and starts Houston’s at its own 46. This recap says Houston started at its 46 and does not place the fumble itself.
  • Shrader hurt his groin on the opening kickoff (AP) and kicked through it; no severity is known. Azeez Al-Shaair left twice and returned twice; Mario Edwards Jr. and Xavier Hutchinson left late with injuries and had no postgame update.
  • ESPN’s summary carried no weather block (Lucas Oil Stadium is indoors). Attendance (63,400) is ESPN’s figure and is not independently confirmed.
  • This recap does not know what the Kalshi book did during the game. Nothing above is a live price; the entry and close quoted are the ledger’s captures and the DraftKings numbers are ESPN’s archived open and close.

Reporting verified 2026-09-27. Further sources: ESPN — AP recap: Colts end 9-game skid with 19-17 victory over Texans as Shrader kicks winner with 16 seconds left · ESPN — box score · ESPN — core odds, opening and closing DraftKings line

Two 0-2 teams, one of which cannot block anybody — and Houston may be without Nico Collins

Both teams are 0-2 and both problems are in the trenches, running in opposite directions. Indianapolis has let Daniel Jones be pressured on more than 40 percent of his dropbacks; Houston’s run blocking collapsed last week to under a yard and a half per carry. Neither quarterback is on the injury report. The Texans’ best receiver has not practised in two days.

Colts run offense · Texans run defense

Jonathan Taylor against the one thing Houston does well

Edge: Texans

Taylor has more than 250 scrimmage yards and four touchdowns through two games and is the reason Indianapolis has been competitive while its pass protection has not been. He runs into the best part of the Houston team: a run defense allowing 85.5 yards a game, sixth in the league, whose head coach called stopping Taylor "the key to victory" out loud this week. Taylor was a limited participant on Wednesday, listed as rest, and full in the latest official report.

Jonathan Taylor, two games
250+ scrimmage yds, 4 TD
Texans run defense
85.5 yds/game allowed — 6th
Jonathan Taylor
Limited Wednesday (rest); full in the latest report

Source: Sports Illustrated — Texans have 3 defining matchups vs Colts

Texans pass rush · Colts protection

Danielle Hunter against Bernhard Raimann, with Indianapolis leaking pressure everywhere

Edge: Colts

Indianapolis has allowed pressure on 27 of Daniel Jones’s 67 dropbacks this season — 40.3 percent, which is not survivable over a full game against a good rusher. Hunter generated a 19.1 percent pressure rate with a sack against Cincinnati last week and lines up against left tackle Bernhard Raimann. Houston held Will Anderson Jr. out of Wednesday’s practice for rest, which suggests the Texans intend to have their full rotation available rather than that anything is wrong.

Colts pressure allowed
27 pressures on 67 dropbacks — 40.3%
Danielle Hunter vs Cincinnati
19.1% pressure rate, 1 sack
Will Anderson Jr.
Limited Wednesday (rest)

Source: Sports Illustrated — Texans have 3 defining matchups vs Colts

Texans pass offense · Colts secondary

Houston’s passing game without its number one receiver

Edge: Texans

Nico Collins has a Grade 1 hamstring strain, did not practise on Wednesday or Thursday, and on Friday Houston ruled him OUT. C.J. Stroud threw for 353 yards in a 20-6 loss last week, so the volume exists; the question is who catches it, with tight end Dalton Schultz also held out Wednesday for rest. Indianapolis has its own receiver problem — Alec Pierce (heel) has been placed on injured reserve and Ashton Dulin (ankle) did not practise.

Nico Collins (hamstring, Grade 1)
OUT (ruled out Friday)
C.J. Stroud, Week 2
353 pass yds in a 20-6 loss
Colts WRs
Pierce to IR (heel); Dulin DNP (ankle)

Source: Heavy — Nico Collins hamstring injury update

What this read does not know

  • Collins is OUT, so Houston’s passing distribution changes shape. Stroud’s 353 yards last week have to find a different first read, and Dalton Schultz had not practised in the latest official report either.
  • The rest of Houston’s list is still open. Jadeveon Clowney (knee) did not practise Thursday; Ed Ingram, Jacob Hummel and Logan Hall had not practised in the latest official report. Indianapolis had DeForest Buckner and Ashton Dulin out of practice as well.
  • Search results for this matchup are contaminated by a November 2025 Texans-Colts injury report carrying a Daniel Jones fibula fracture and a Stroud concussion. None of it applies to this game and none of it informed this read. If you see those storylines quoted anywhere this week, they are last season’s.
  • The current-season pressure and rush numbers come from a single team-site preview and were not independently cross-checked.
  • We publish no position on this game — the model rows for it sit in held stat families on a run with a systemic one-way lean. See the week’s handoff.

Reporting verified 2026-09-25. Further sources: Sports Illustrated — Texans-Colts first injury report · Sports Illustrated — Texans have 3 defining matchups vs Colts · Heavy — Nico Collins hamstring injury update · houstontexans.com — Week 3 injury report · NFL.com — official Week 3 injury report (latest practice participation) · ESPN — NFL injuries, Friday 09-25 designations

Every defense's injury load this week, by unit: the defensive injury cluster board.

PMP · WK 3 MODEL LINE
Sun, Sep 27
AWAY HOU +0.5
vs HOU -1.5
HOME IND -1.6
Fair (books) · IND 45% home win prob
Kalshi · IND — yes mid
Edge — fair − Kalshi
📍 Indianapolis, IN PASS — no position

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Texans

55%

fair value (books)

Colts

45%

fair value (books)

Run this matchup yourself → Full PWR board for all 32 → Player prop gaps for this game → Whose number this is →

41%

Madden 27

59%

Madden 27

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The Ladder — Texans at Colts How to read the Ladder →

All ladders →

Our margin distribution against every Kalshi spread strike listed for this game. A single line says we lean one way; the ladder says whether that is about the middle of the distribution or its tail.

Texans at ColtsSpreadMARKET READ

This ladder is settled: the rungs above are the pre-kickoff record, not a live quote.

    Market
    —

    Fewer than three strikes have both a two-sided Kalshi book and a model number inside our published 30–70% band, so there is no shape call here. The market prices are complete.

    Legend
    • Kalshi YES mid, 0–100¢
    • book consensus (no-vig)
    • Oracle line (Pro) · hollow = outside the 30–70% band
    • YES/NO buttons are the Kalshi taker cost; “pays” is 100¢ ÷ cost.
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    Gold is our distribution, parchment is the Kalshi contract at each strike; the band between them is green where our probability is higher and purple where it is lower. We publish our number only where we have measured it to be calibrated, between 30% and 70%; rungs outside that range show the market only, and a rung where our number sits more than 30 points from a liquid market is refused outright — a gap that size is a bug until proven otherwise. A contract pays $1 if it settles YES, so a price in cents is an implied probability. Prediction markets carry risk; contracts can settle at $0.

    Share this Oracle Ladder

    Texans at Colts Kalshi spread ladder for Week 3: the Kalshi price at every spread strike
    The Texans–Colts spread ladder — free to share. Updates as the market moves.

    Texans vs Colts power ratings (Week 3) What PWR measures →

    TeamRatingRankTier
    Houston Texans+0.515thAverage
    Indianapolis Colts-1.624thAverage

    Texans and Colts season outlook

    HOUIND
    Average wins7.36.7
    Make playoffs23%14%
    Win division14%10%
    Win Super Bowl1.8%0.7%

    10,000 simulated seasons on our preseason power ratings — real NFL tiebreakers, real 2026 schedule, no injuries or market prices. The season sim fits its own home-field (2.0 points, from played games); the game model above uses +2.5. How it works →

    Texans vs Colts — player pages

    All players →

    One page per player: every strike Kalshi lists, the sportsbook consensus at the same threshold, the season projection and the measured range.

    Before kickoff: AFC South math: Texans at Colts

    How this read is built →

    Written before the game and kept as published. Final: Houston Texans 17, Indianapolis Colts 19 — the graded call is above.

    Houston Texans at Indianapolis Colts is a AFC South game, the first of two meetings, with the rematch in Week 11. The model has the Colts by 1.5 (54%) off a -1.6 to +0.5 rating gap. Division games carry weight the model does not price: head-to-head is the first tiebreaker in the AFC South, so a win here is worth more in January than the standings column shows.

    The sharpest unit gap in the game runs one way: the Texans offense grades +0.4 (16th of 32) against a Colts defense at -1.8 (22nd) — 2.2 points of separation on our scale, and the single biggest reason the line sits where it does. Going the other direction, the Colts offense (-0.6, 21st) meets the Texans defense (-0.4, 13th), a 0.1-point gap.

    On the standings side, AFC South games are the ones that decide the tiebreakers. Head-to-head record is the first tiebreaker between two teams in the same division, and division record is the next — so the value of this result is not just the win column. They meet again in Week 11, which makes a sweep the outcome with real leverage on the AFC South race.

    Season-long, the model can barely split them: 6.7 projected wins for the Colts against 7.3 for the Texans, favored in 7 and 10 of their 17 respectively. Two teams heading for the same neighborhood in the standings tend to produce exactly this kind of line. This game sits 12th-hardest on the Colts' schedule and 6th-hardest on the Texans'.

    One team has owned this series: the Colts are 32-15 in 48 regular-season meetings since 2002. They have also met 1 time in the playoffs. They last met in 2025: Texans won 38-30 in January. Over their last 4 meetings the Colts are 0-4. Worth saying plainly — the model does not know any of that. It reads 2026 ratings and nothing else, so a lopsided series is a story, not a number on this page.

    Calibration check, because a near-even number is the easiest kind to overtrust: across 3266 walk-forward games (2013-2024) the model gave a side 50-55% in 870 of them, and those sides won 52%. The Colts at 54% are in that band. A margin that thin is why we would rather wait for a price than call it a lean.

    Kalshi listed this game as KXNFLGAME-26SEP27HOUIND, and the contract has settled now that the game has been played. The last price we archived before kickoff is in the settled-market section on this page; there is no live price and no position left to take.

    Full division picture on the AFC South hub.

    Prediction markets are not sportsbooks — you trade a contract that settles at $1 or $0, not a wager against a house line. Informational only; trade responsibly.

    Texans vs Colts on Kalshi

    Kalshi event
    KXNFLGAME-26SEP27HOUIND
    Market-implied (Colts)
    not listed yet
    Fair value — books (Colts)
    45%
    Fair value vs market
    —

    This game has been played, so nothing above is a live market. Our pre-game market-anchored line number was 45% for the Colts. Those are kept as the record of what the model said before kickoff, not as a quote you can act on — the contract has settled at $1 or $0.

    Every Kalshi NFL market we track →

    Where Texans vs Colts trades Why the venues differ →

    Each venue’s own price where we have one; Robinhood and Coinbase resell the Kalshi contract. Home-side price shown.

    VenueColtsTrade
    Kalshigame played — market settledTrade on Kalshi →
    Novig47% 47cOpen Novig →
    Polymarket.com (international)no captured price for this game — international bookInformational
    Polymarket USno captured price for this game — US exchangeSign-up offer →
    Robinhoodsame Kalshi contractsame Kalshi contract, not listed yetOpen Robinhood →
    Coinbasesame Kalshi contractsame Kalshi contract, not listed yetOpen Coinbase →
    DraftKings Predictionsprice not available — sign-up offer →Sign-up offer →
    FanDuel Predictsprice not available — sign-up offer →Sign-up offer →

    A price under a venue name is that venue’s own; Robinhood and Coinbase list the same Kalshi contract. DraftKings Predictions and FanDuel Predicts run on exchanges we have no price feed for, so they carry an offer and no number. We earn a referral credit or commission when you sign up through these links; it never changes the price or the model. Disclosure.

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    Watch the breakdown: Texans vs Colts

    Texans vs Colts — frequently asked

    Who won Texans vs Colts in Week 3?

    Houston Texans 17, Indianapolis Colts 19 — final, played Sunday, September 27, 2026; our pre-game market-anchored line had the Texans by 1.5 (55% to win), and the Colts won, so that call missed. The full graded recap, with every player call resolved, is on this page.

    Who did the model favor in Texans vs Colts before kickoff?

    Before kickoff the market line favored the Texans by 1.5 points, a 55% win probability over the Colts. That number is kept on this page as the record of the call; Kalshi's KXNFLGAME-26SEP27HOUIND market has since settled, so no price on it is live.

    How much does a AFC South result matter here?

    Head-to-head is the first tiebreaker between two AFC South teams and division record is the next, so this result carries more than one game of standings weight. These two also meet in Week 11. Our model does not adjust for any of that — it prices the Colts by 1.5 on ratings and home field alone.

    How do you take a position on Texans vs Colts?

    The contract will be KXNFLGAME-26SEP27HOUIND on Kalshi, a CFTC-regulated exchange available in most states, with sports contracts restricted in some. It has not opened yet; when it does, the model would take the Colts at 43c or below, or the Texans at 53c or below. There is no point spread — you buy a yes or no contract on a team and it settles at $1 or $0.

    When and where do the Colts host the Texans?

    Houston Texans visit the Indianapolis Colts on Sunday, September 27, 2026 — a Sunday game in NFL Week 3, at Lucas Oil Stadium, Indianapolis, IN.

    What does the model project for the Colts and Texans this season?

    Across all 17 games the model projects the Colts at 6.7 wins (favored in 7) and the Texans at 7.3 (favored in 10). This game ranks 12th-hardest on the Colts' schedule and 6th-hardest on the Texans', by win probability.

    What are the Kalshi odds for Texans vs Colts?

    Kalshi listed this game as KXNFLGAME-26SEP27HOUIND, and the contract has settled now that the game has been played. The last price we archived before kickoff is in the settled-market section on this page; there is no live price and no position left to take.

    Could you trade Texans vs Colts on Kalshi?

    This game has been played, so the Week 3 market KXNFLGAME-26SEP27HOUIND has settled — there is no position left to take on it. While it was open it traded as an event contract rather than a point spread: Kalshi is a CFTC-regulated exchange available in most states, with sports contracts restricted in some, you bought a YES or NO contract on a team between 1c and 99c, and it settled at $1 or $0, so the price paid was the break-even probability. Kalshi lists the next week's games on the same terms.

    How often does the model win when it is 54% on a team like the Colts?

    52% of the time. Over 3266 walk-forward games from 2013-2024 — trained only on prior seasons, no market line as an input — the model put a team in the 50-55% range 870 times, and those teams won 52% of them. The Colts at 54% over the Texans sit in that band, off a 1.5-point model line. Straight-up across all 3266 graded games the model picked winners at 59.6%, with a Brier score of 0.236 against 0.25 for a coin flip.

    Is Texans moneyline worth a position?

    Our model puts it at 55% against a market price implying 54%, an edge of +1.3 points. Model 55% vs the last Kalshi price before kickoff, 54% on HOU — kept as the pre-game record. We pass — no position.

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    The rematch

    They run it back in Week 11. Division games are the pairings the model gets two swings at, and the second line usually moves off what the first one showed. Texans–Colts, Week 11 →

    Next up for each team

    More Week 3 matchups

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    Same model, inside your AI agent

    The engine behind these numbers is callable from Claude, ChatGPT or Grok through our MCP server — every Kalshi prop this week priced venue by venue, spread and win-total ladders against the whole distribution, correlation-aware same-game combos, and the weekly game edges. The free tools answer with no key and no account.

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