Written before the game and kept as published. Final: Philadelphia Eagles 7, Chicago Bears 27 — the graded call is above.
Philadelphia Eagles at Chicago Bears kicks off on Monday — the only game on the schedule that day. The model's read: the Bears at +3.2 (2nd of 32, Playoff tier) against the Eagles at -1.6 (23rd, Average tier), which after home field and the QB-out term comes out Eagles by 2 and 55% to win. One input in this line is not a rating: the Bears are without their usual starting quarterback (Case Keenum starts), and our QB-out term moves the line 9.1 points toward the Eagles — already inside the number above.
The sharpest unit gap in the game runs one way: the Bears offense grades +2.5 (6th of 32) against a Eagles defense at -1.2 (18th) — 3.7 points of separation on our scale, and the single biggest reason the line sits where it does. Going the other direction, the Eagles offense (-0.8, 24th) meets the Bears defense (+0.2, 7th), a 1.0-point gap.
Zoom out to the full season and the model projects the Bears at 10.7 wins (favored in 14 of 17) and the Eagles at 6.6 (favored in 9) — 4.1 wins apart across the year. By win probability this is the 15th-hardest game on the Bears' schedule and the 1st-hardest on the Eagles'. Nothing on the Eagles' schedule projects harder than this one.
Recent history, for context only: 13 regular-season meetings since 2002, 8-5 in the Eagles' favour, plus 4 playoff games. They last met in 2025: Bears won 24-15 in November. Over their last 4 meetings the Bears are 1-3. It is not an input to the line — rosters turn over faster than series records do.
Conditions are unlikely to be the story: across 9 Chicago home games in September since 2015, the median temperature was 69°F and the median wind 4 mph. That is a neutral-weather profile, which is worth knowing mostly because it removes an excuse from both sides.
Calibration check, because a near-even number is the easiest kind to overtrust: across 3266 walk-forward games (2013-2024) the model gave a side 50-55% in 870 of them, and those sides won 52%. The Eagles at 55% are in that band. A margin that thin is why we would rather wait for a price than call it a lean.
Kalshi's KXNFLGAME-26SEP28PHICHI contract implies 60% for the Bears against a fair value (books) of 38% — a 21.7-point gap. No position on this game.
Prediction markets are not sportsbooks — you trade a contract that settles at $1 or $0, not a wager against a house line. Informational only; trade responsibly.