New Orleans Saints vs Carolina Panthers
Updated · model ratings
Sunday, December 13, 2026 · Bank of America Stadium, Charlotte, NC
Quick Answer
As of September 1, 2026, our model favors the Panthers by 3.5 in New Orleans Saints vs Carolina Panthers, NFL Week 14 2026 — 62% to win, and the second NFC South meeting of the year. Kalshi has not listed KXNFLGAME-26DEC13NOCAR yet, so there is no price to compare: when it opens, Panthers at 57c or below (or Saints at 33c or below) is where the model would take a position.
NO
-2.3
CAR
-1.8
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Saints
38%
model win prob
Panthers
62%
model win prob
Run this matchup yourself → Full PWR board for all 32 → Player prop gaps for this game →
47%
Madden 27
53%
Madden 27
KXNFLGAME-26DEC13NOCAR hasn't opened yet, so there is no price to compare. When it does, the model buys the Panthers at 57c or below, or the Saints at 33c or below — a five-point threshold either way. The market column fills in automatically.
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The Ladder — Saints at Panthers
All ladders →Our margin distribution against every Kalshi spread strike listed for this game. A single line says we lean one way; the ladder says whether that is about the middle of the distribution or its tail.
Our number is published at the called strike only; the market curves are complete.
| Rung | Market | Model | Gap | |
|---|---|---|---|---|
| Panthers −0.5 | — | 🔒 | — | not listed |
| Panthers −1.5 | — | 🔒 | — | not listed |
| Panthers −2.5 | — | 🔒 | — | not listed |
| Panthers −3.5 | — | 🔒 | — | not listed |
| Panthers −4.5 | — | 🔒 | — | not listed |
| Panthers −6.5 | — | 🔒 | — | not listed |
| Panthers −7.5 | — | 🔒 | — | not listed |
| Panthers −9.5 | — | 🔒 | — | not listed |
| Panthers −10.5 | — | 🔒 | — | not listed |
| Panthers −13.5 | — | outside range | — | not listed |
| Panthers −14.5 | — | outside range | — | not listed |
Rung-by-rung numbers are a Pro feature. Unlock Pro →
Gold is our distribution, parchment is the Kalshi contract at each strike; the band between them is green where our probability is higher and purple where it is lower. We publish our number only where we have measured it to be calibrated, between 30% and 70%; rungs outside that range show the market only. A contract pays $1 if it settles YES, so a price in cents is an implied probability. Prediction markets carry risk; contracts can settle at $0.
Power-rating comparison
Season outlook
10,000 simulated seasons on our preseason power ratings — real NFL tiebreakers, real 2026 schedule, no injuries or market prices. The season sim fits its own home-field (2.0 points, from played games); the game model above uses +2.5. How it works →
The rematch: what the model sees the second time around
This is the second meeting. The Saints and Panthers already played in Week 10, and now the Saints make the return trip in Week 14. Familiarity does not show up in a power rating, so the model prices it the same way it prices everything else: -1.8 against -2.3, plus home field, equals the Panthers by 3.5 (62%). Where a rematch does matter is the standings — a division sweep is worth more than the two wins suggest.
No unit matchup in this game separates by even a point on our scale. The Panthers grade -0.8 on offense (23rd of 32) and -1.7 on defense (22nd); the Saints -1.5 (27th) and -0.5 (13th). Evenly-graded units on both sides of the ball is exactly the profile that produces a model line built from nothing but home field, though special teams does tilt to the Panthers (+0.7, 10th).
On the standings side, NFC South games are the ones that decide the tiebreakers. Head-to-head record is the first tiebreaker between two teams in the same division, and division record is the next — so the value of this result is not just the win column. They already played in Week 10, so a season sweep is on the table here on the NFC South race.
Season-long, the model can barely split them: 7.6 projected wins for the Panthers against 7.8 for the Saints, favored in 4 and 7 of their 17 respectively. Two teams heading for the same neighborhood in the standings tend to produce exactly this kind of line. This game sits 17th-hardest on the Panthers' schedule and 8th-hardest on the Saints'. It is the softest spot on the Panthers' entire schedule.
Recent history, for context only: 48 regular-season meetings since 2002, 25-23 in the Saints' favour, plus 1 playoff game. They last met in 2025: Saints won 20-17 in December. Over their last 4 meetings the Panthers are 1-3. It is not an input to the line — rosters turn over faster than series records do.
Does the model earn this number? In 666 of the 3266 walk-forward games it has been graded on (2013-2024, no market line used), it landed in the 60-65% range. Those favourites went 59%. The 62% on the Panthers here sits in that same band, and the history runs slightly behind the claim.
Kalshi has not listed KXNFLGAME-26DEC13NOCAR, so there is no price on the board and no edge to quote. The model's number to hold it to: Panthers 62%, Saints 38%. Applying our five-point threshold, that makes Panthers contracts a buy at 57c or below and Saints contracts a buy at 33c or below — anything between is inside the noise, and we pass. Week 1's KXNFLGAME contracts opened in May 2026 and the rest of the slate lists as the season gets closer; this page picks up the price automatically when it does.
Full division picture on the NFC South hub.
Prediction markets are not sportsbooks — you trade a contract that settles at $1 or $0, not a wager against a house line. Informational only; trade responsibly.
Saints vs Panthers on Kalshi
- Kalshi event
- KXNFLGAME-26DEC13NOCAR
- Market-implied (Panthers)
- not listed yet
- Our model (Panthers)
- 62%
- Model vs market
- —
Kalshi opens NFL game markets week by week and has not listed KXNFLGAME-26DEC13NOCAR yet, so there is no Kalshi price for this game to quote. When it opens, the model buys the Panthers at 57c or below, or the Saints at 33c or below — a five-point threshold either way. The numbers above fill in on their own.
Where Saints vs Panthers trades
Each venue’s own price where we have one; Robinhood and Coinbase resell the Kalshi contract. Home-side price shown.
| Venue | Panthers | Trade |
|---|---|---|
| Kalshi | not listed on Kalshi yet — opens week of the game | Trade on Kalshi → |
| Novig | not yet listed on Novig — $25 credit on a $10 deposit through our link | Sign-up offer → |
| Polymarket | no captured price for this game — international book | Sign-up offer → |
| Robinhoodsame Kalshi contract | same Kalshi contract, not listed yet | Open Robinhood → |
| Coinbasesame Kalshi contract | same Kalshi contract, not listed yet | Open Coinbase → |
| DraftKings Predictions | price not available — sign-up offer → | Sign-up offer → |
| FanDuel Predicts | price not available — sign-up offer → | Sign-up offer → |
| Fanatics Markets | price not available — sign-up offer → | Sign-up offer → |
A price under a venue name is that venue’s own; Robinhood and Coinbase list the same Kalshi contract. DraftKings Predictions, FanDuel Predicts and Fanatics Markets run on exchanges we have no price feed for, so they carry an offer and no number. We earn a referral credit or commission when you sign up through these links; it never changes the price or the model. Disclosure.
Saints vs Panthers — frequently asked
Who is favored in Saints vs Panthers in Week 14?
Our power-rating model picks the Panthers by 3.5 points, a 62% win probability over the Saints, for a projected score of Panthers 24, Saints 20 on a ratings-implied 43.9-point total. The Panthers rate 24th of 32 (-1.8) and the Saints 25th (-2.3); Kalshi has not listed KXNFLGAME-26DEC13NOCAR yet, so the model line is the only number on the board.
How much does a NFC South result matter here?
Head-to-head is the first tiebreaker between two NFC South teams and division record is the next, so this result carries more than one game of standings weight. These two also meet in Week 10. Our model does not adjust for any of that — it prices the Panthers by 3.5 on ratings and home field alone.
How do you take a position on Saints vs Panthers?
The contract will be KXNFLGAME-26DEC13NOCAR on Kalshi, a CFTC-regulated exchange open to traders in all 50 states. It has not opened yet; when it does, the model would take the Panthers at 57c or below, or the Saints at 33c or below. There is no point spread — you buy a yes or no contract on a team and it settles at $1 or $0.
When and where do the Panthers host the Saints?
New Orleans Saints visit the Carolina Panthers on Sunday, December 13, 2026 — a Sunday game in NFL Week 14, at Bank of America Stadium, Charlotte, NC.
What does the model project for the Panthers and Saints this season?
Across all 17 games the model projects the Panthers at 7.6 wins (favored in 4) and the Saints at 7.8 (favored in 7). This game ranks 17th-hardest on the Panthers' schedule and 8th-hardest on the Saints', by model win probability.
What are the Kalshi odds for Saints vs Panthers?
Kalshi has not listed KXNFLGAME-26DEC13NOCAR yet, so there is no Kalshi price for this game — anyone quoting one is quoting something else. Kalshi opens NFL game markets week by week. When it opens, our model would take the Panthers at 57c or below or the Saints at 33c or below, off a 3.5-point line.
Can you trade Saints vs Panthers on Kalshi?
Yes — as an event contract, not a point spread. Kalshi is a CFTC-regulated exchange open to traders in all 50 states, and the Week 14 game market is KXNFLGAME-26DEC13NOCAR. You buy a YES or NO contract on a team between 1c and 99c and it settles at $1 or $0, so the price you pay is the break-even probability. There is no vig baked into a line, and you can exit before kickoff at whatever the market is then paying.
How often does the model win when it is 62% on a team like the Panthers?
59% of the time. Over 3266 walk-forward games from 2013-2024 — trained only on prior seasons, no market line as an input — the model put a team in the 60-65% range 666 times, and those teams won 59% of them. The Panthers at 62% over the Saints sit in that band, off a 3.5-point model line. Straight-up across all 3266 graded games the model picked winners at 59.6%, with a Brier score of 0.236 against 0.25 for a coin flip.
Why read this pick instead of a preview from a big sports outlet?
Two things a bigger outlet does not do. The number is posted before kickoff against the live Kalshi price, so you can see where the model and the market disagree while it still matters. And the page keeps the call after the game — result, hit or miss, closing-line value — so the record is public. Every graded call is at predictionmarketspicks.com/track-record.
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The first meeting
These two already played once in 2026, back in Week 10. Division games are the pairings the model gets two swings at, and the second line usually moves off what the first one showed. Saints–Panthers, Week 10 →
More Week 14 matchups
Same model, inside your AI agent
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See the in-season NFL tools →Prediction markets carry risk. Contracts can settle at $0. Informational only — not financial advice. Trade responsibly.
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