FanDuel Predicts Fees: What You'll Actually Pay
One fee. 2% on payouts. No deposit fees, no withdrawal fees, no spread on entry. Here's exactly how it works with real math.
Quick Summary
How the 2% Fee Works
The fee is applied to your payout at resolution — not your position cost. You only pay when you receive money.
Settlement win: Buy YES at $0.60. Event resolves YES. Gross payout = $1.00. Fee = $0.02 (2% of $1.00). You receive $0.98. Net gain: $0.38 on a $0.60 position.
Early cash-out: Buy YES at $0.60. Market moves to $0.80. Sell early. Gross = $0.80. Fee = $0.016. You receive $0.784. Net gain: $0.184 on a $0.60 position.
Loss: Buy YES at $0.60. Event resolves NO. Payout = $0.00. Fee = $0.00. You lose $0.60. No fee charged on losses.
Fee Examples — Worked Out
| Position | Cost | Outcome | Gross Payout | 2% Fee | You Receive |
|---|---|---|---|---|---|
| YES @ $0.50 | $50 | WIN | $100 | $2.00 | $98.00 |
| YES @ $0.75 | $75 | WIN | $100 | $2.00 | $98.00 |
| YES @ $0.25 | $25 | WIN | $100 | $2.00 | $98.00 |
| Sell early @ $0.80 | any | EARLY EXIT | $80 | $1.60 | $78.40 |
| Sell early @ $0.40 | any | EARLY EXIT | $40 | $0.80 | $39.20 |
| YES @ $0.60 | $60 | LOSS | $0 | $0 | $0 (lost $60) |
Based on $100 position size for illustrative purposes. Actual fee = 2% of payout amount.
How FanDuel Predicts Fees Compare
| Platform | Fee Structure | Deposit/Withdraw | Transparency |
|---|---|---|---|
| FanDuel Predicts | 2% flat on payout | Free | Always visible before entry |
| Kalshi | Variable 1–3% per contract | Free | Varies — check each contract |
| Polymarket | Gas fees + bid-ask spread | Crypto conversion required | Variable — often unclear upfront |
| DraftKings Pick6 | Embedded in multipliers | Free | Hidden in payout structure |
Hidden Costs to Watch For
- ⚠Bid-ask spread on thin markets. The 2% fee is separate from the spread. On low-liquidity contracts, the gap between buy and sell price adds friction. Check the spread before entering on low-volume markets.
- ⚠Early cash-out at thin movements. If you buy at $0.60 and the market has only moved to $0.62, selling early barely covers the 2% fee. Don't exit early on minimal movement — hold or stay in the position.
Fees FAQ
What is the FanDuel Predicts fee?
FanDuel Predicts charges a 2% fee on payouts at settlement or early cash-out. There are no deposit fees, no withdrawal fees, and no spread on entry. It is the only fee you will pay.
Does FanDuel Predicts charge deposit or withdrawal fees?
No. FanDuel Predicts does not charge deposit or withdrawal fees on debit card or ACH bank transfer. The 2% fee applies only to payouts — you only pay when you receive money.
How does the FanDuel Predicts 2% fee work?
The 2% fee is applied to your payout at resolution. If you win a contract that settles at $1.00, you receive $0.98. If you sell early at $0.80, you receive $0.784. If you lose, you pay no fee — you only lose what you paid for the contract.
Are FanDuel Predicts fees lower than Kalshi?
FanDuel charges a flat 2% on payouts. Kalshi fees are variable by contract, typically 1–3%. FanDuel's fee is more predictable — you always know the exact cost. Some Kalshi contracts may be cheaper; others may be more expensive than FanDuel's 2%.
Do I pay a fee if I lose?
No. The fee only applies when you receive a payout. If your contract resolves against you, there is no fee — you only lose your position cost.
How does the 2% fee affect my expected value?
The 2% fee reduces your net payout on wins. On a 60-cent contract that wins, you receive $0.98 instead of $1.00. Factor this into your edge calculation — you need slightly more than a 2% advantage over the market to be profitable long-term.
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